Legal

Last updated: October 9, 2026

1. Overview and Purpose

This page is the starting point for the legal and policy information that applies to the website finhavenarc.com (the “Website”) and to our FinHavenArc Screener (the “Screener”), a free, open-source program that you download and install yourself and that delivers alerts through your own Telegram account. The Website and the Screener are provided by Jozsef Huszar, based in Hungary, European Union (“we,” “us,” or “our”). This page explains, in plain language, how our content should be understood. The full details are on the pages linked below. If anything on this page differs from those pages, the full pages apply.

In particular, it covers our Financial Disclaimer, which describes the purpose and limits of the content we publish, our Terms of Service, which govern your use of the Website and the Screener, and our Privacy Policy, which explains how we handle personal information.

2. Key Points

  • Information only. Everything we publish or provide, including articles, data, calculators, tools, and the Screener, is general and impersonal and is provided for information and education. It is not personalized investment, financial, tax, or legal advice, and it is not a recommendation or an offer to buy, sell, or hold any security or financial product. See our Financial Disclaimer.
  • Investing involves risk. You may lose some or all of your principal. Past performance does not guarantee future results, and calculator results and projections are illustrative estimates only.
  • Data and alerts may be unreliable. They may be delayed, incomplete, inaccurate, interrupted, or missed entirely. We do not guarantee their accuracy, timeliness, or availability, or that the Screener will work without errors.
  • Content accuracy and changes. Laws, regulations, and bank or provider offers can change at any time without notice, so rates, terms, and promotions may differ from what our articles show. We work to keep our content accurate and up to date, but we cannot guarantee it is complete or error-free. Please verify current details with the provider before you act.
  • Third-party links. Third-party products, services, and websites are not controlled by us, and we are not responsible for their content or terms (see Section 7 of our Terms of Service).
  • You run the Screener yourself. You install and operate it on your own devices, with your own settings and data sources, under the Screener License. We do not collect your data through the Screener, and you are responsible for keeping your own credentials (such as Telegram bot tokens and data-provider API keys) secure. See Section 6 of our Privacy Policy.
  • No warranties; limited liability. To the maximum extent permitted by law, our content and tools are provided “as is” and “as available,” without warranties of any kind, and we are not liable for losses arising from your use of or reliance on them. Nothing in this notice excludes liability that cannot be excluded under applicable law.
  • Your decisions are your own. You are solely responsible for your own investment decisions. Consider speaking with a licensed financial professional before you invest.

3. Where to Find What

4. Contact

If you have questions free-stock-screener-and-financial-insights these policies or disclosures, please email us at [email protected] or use our contact form. Our mailing address is: Jozsef Huszar, Liliom utca 1, 2067 Szarliget, Hungary.