Retirement Planning: 401(k)s, IRAs, Annuities and More
The earlier you plan, the more freedom you have later. Learn how to save for retirement, choose the right accounts and turn your savings into reliable income.
Five Pillars of a Secure Retirement
401(k) Plans
Your employer’s plan may be your most powerful tool. Understand 401(k) plans and the match you could be missing.
Annuities
Turn savings into guaranteed income with annuities.
IRAs (Roth & Traditional)
Choose between tax-free growth and a tax break today with Roth and traditional IRAs.
Retirement Calculators
Find out how much you need with our retirement calculators.
Social Security
Know when and how to claim your Social Security benefits.
Learn, Compare and Get Inspired
Each category follows the same three steps. A detailed guide explains the legal, tax and practical rules in plain English. A comparison article then lists current options side by side. Finally, six real people share their stories: their situations, their problems and why they chose each approach.
Browse all retirement articles below.
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Annuity in a Diversified Portfolio: Eleanor’s Strategic Look Beyond Stocks and Bonds
By Jozsef Huszar • Updated: September 16, 2026 Already hold stocks and bonds? An annuity in a diversified portfolio can add something they can’t: a contractual guarantee against sequence-of-returns risk and longevity risk. Eleanor has built a solid, diversified portfolio the traditional way, and she’s looking to diversify further — exploring annuities as one piece…
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Annuity Before Retirement: Richard’s Framework for Deciding If It Fits
By Jozsef Huszar • Updated: September 16, 2026 Thinking free-stock-screener-and-financial-insights an annuity before retirement? A guaranteed income floor, a deferred annuity and annuity laddering can turn one big, hard-to-reverse choice into a gradual plan. Richard, with retirement a few years out, is weighing whether locking part of his savings into an annuity now would give…
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Annuity Income for Life: Barbara’s Guide to Never Outliving Your Money
By Jozsef Huszar • Updated: September 16, 2026 Worried free-stock-screener-and-financial-insights outliving your savings? Annuity income for life, built on an immediate fixed annuity from a strong insurer, can turn that fear into real certainty for your essential expenses. Barbara is living off her savings now, and her biggest fear isn’t a market downturn — it’s…