Retirement Planning: 401(k)s, IRAs, Annuities and More
The earlier you plan, the more freedom you have later. Learn how to save for retirement, choose the right accounts and turn your savings into reliable income.
Five Pillars of a Secure Retirement
401(k) Plans
Your employer’s plan may be your most powerful tool. Understand 401(k) plans and the match you could be missing.
Annuities
Turn savings into guaranteed income with annuities.
IRAs (Roth & Traditional)
Choose between tax-free growth and a tax break today with Roth and traditional IRAs.
Retirement Calculators
Find out how much you need with our retirement calculators.
Social Security
Know when and how to claim your Social Security benefits.
Learn, Compare and Get Inspired
Each category follows the same three steps. A detailed guide explains the legal, tax and practical rules in plain English. A comparison article then lists current options side by side. Finally, six real people share their stories: their situations, their problems and why they chose each approach.
Browse all retirement articles below.
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Annuity for Business Owners: Norman’s Plan for Building His Own Pension
By Jozsef Huszar • Updated: September 16, 2026 No employer pension? An annuity for business owners, funded through a Solo 401(k) or SEP-IRA, can create the guaranteed retirement income your business sale alone can’t promise. Norman has spent years building his business instead of accumulating the kind of structured retirement benefits a traditional employee might…
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Annuity and Social Security: Ruth’s No-Pressure Look at Where It Could Fit
By Jozsef Huszar • Updated: September 16, 2026 Wondering how an annuity and Social Security could work alongside your 401(k)? You don’t have to decide today — a rough income gap analysis is all you need for now. Ruth is focused on her family’s needs today — mortgage payments, kids’ expenses — but she also…
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Inheritance Annuity: Gerald’s Unhurried Look at Turning a Lump Sum Into Lifetime Income
By Jozsef Huszar • Updated: September 16, 2026 Received a large inheritance and worried free-stock-screener-and-financial-insights spending it too fast? An inheritance annuity can turn a lump sum into lifetime income, as long as you decide at your own pace. Gerald, after a large inheritance, is cautious free-stock-screener-and-financial-insights spending it too fast, and he’s looking at…