401(k) Plans: Limits, Employer Match and How They Work
A 401(k) can be the easiest way to build wealth, especially when your employer adds free money. Learn how a 401k works and how to get the most from it.
Understand the Rules Before You Contribute
Our complete 401(k) guide explains 401k contribution limits, employer match, vesting schedules and the difference between traditional and Roth contributions. It also covers early withdrawal penalties, required minimum distributions and how to handle a 401k rollover when you change jobs.
Compare Your 401(k) and Rollover Options
Our practical 401(k) comparison shows how plan features, fees and investment choices stack up, and how a rollover to an IRA compares with leaving money in your old plan.
Six Savers, Six 401(k) Strategies
Young professionals, job changers and late starters all faced different challenges. Read their stories. Each has a dedicated page showing their situation, their problems and how they used their 401(k).
Browse all 401(k) articles below.
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401k Plans: Which Savings Strategy Fits Your Life Stage?
By Jozsef Huszar • Updated: August 23, 2026 These personas are illustrative examples, not real customer testimonials. Bank bonuses aren’t one-size-fits-all — the best move depends on where you’re starting from. A college student opening their first account has different needs (and different offers available to them) than a freelancer juggling three income streams or…