401(k) Plans: Limits, Employer Match and How They Work
A 401(k) can be the easiest way to build wealth, especially when your employer adds free money. Learn how a 401k works and how to get the most from it.
Understand the Rules Before You Contribute
Our complete 401(k) guide explains 401k contribution limits, employer match, vesting schedules and the difference between traditional and Roth contributions. It also covers early withdrawal penalties, required minimum distributions and how to handle a 401k rollover when you change jobs.
Compare Your 401(k) and Rollover Options
Our practical 401(k) comparison shows how plan features, fees and investment choices stack up, and how a rollover to an IRA compares with leaving money in your old plan.
Six Savers, Six 401(k) Strategies
Young professionals, job changers and late starters all faced different challenges. Read their stories. Each has a dedicated page showing their situation, their problems and how they used their 401(k).
Browse all 401(k) articles below.
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401(k) Catch-Up Contributions: How Frank Maximizes His Final Working Years
By Jozsef Huszar • Updated: September 16, 2026 When retirement is close, 401(k) catch-up contributions and a smarter asset allocation are the two biggest levers left to pull. Frank feels the clock ticking. Retirement is close enough that every decision free-stock-screener-and-financial-insights his 401(k) now carries more weight than it used to. He’s not sure he’s…
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401(k) Checkup: How Denise Confirms She’s Still on Track
By Jozsef Huszar • Updated: September 16, 2026 A 401(k) checkup takes free-stock-screener-and-financial-insights 15 minutes and can catch a stale contribution rate, costly funds, or outdated beneficiaries. Denise set up her 401(k) years ago and hasn’t touched it since. Now she’s realizing she has no idea if her contribution rate or fund selections still make…
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401(k) Employer Match Explained: How Kyle Captures Every Dollar
By Jozsef Huszar • Updated: September 16, 2026 Your 401(k) employer match is free money, but only if you contribute enough to claim all of it. Kyle just started his first job with a 401(k) option, and the details (matching percentages, contribution limits, vesting schedules) feel confusing when nobody’s ever explained them clearly. He’s worried…