Financial Calculators: Free Tools to Plan Your Money
Big money decisions get easier when you can see the numbers. Our free financial calculators show you what your savings, debt and retirement could look like.
Five Tools to Take Control of Your Money
Compound Interest Calculator
See how time and returns grow your savings with the compound interest calculator.
Credit Card Payoff Calculator
Build a plan to clear your balance with the credit card payoff calculator.
Mortgage Payoff Calculator
Find out how extra payments shorten your loan with the mortgage payoff calculator.
Platform Reviews & Comparisons
Choose the right bank, broker or app with our platform reviews and comparisons.
Retirement Calculator
Estimate your savings goal with the retirement calculator.
Use, Understand and Get Inspired
Every tool comes with a detailed guide that explains the formulas, assumptions and tax rules behind the results. A practical article then shows real scenarios and strategies. Finally, six real people share their stories: their situations, their problems and how the numbers helped.
Browse all tools and guides below.
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How Phillip Weighs Paying Off His Mortgage Early Against Keeping Cash Invested
By Jozsef Huszar • Updated: September 26, 2026 Should you pay off your mortgage or invest the cash instead? Here’s how to compare the guaranteed savings against the uncertain upside, using your own numbers. Phillip has the cash on hand to pay off his mortgage early if he wanted to. That’s not the question. The…
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How Karen Compares Refinancing vs. Extra Payments to Shave Years Off Her Mortgage
By Jozsef Huszar • Updated: September 26, 2026 Refinance vs extra mortgage payments: which one actually helps you pay off your mortgage faster? Here’s how one family compared both before committing. Karen has heard that both refinancing and adding a little extra to each mortgage payment can shorten a loan term. What she hasn’t figured…
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How Walter Uses a Mortgage Payoff Calculator to Enter Retirement Debt-Free
By Jozsef Huszar • Updated: September 26, 2026 Walter doesn’t want to carry a mortgage payment into retirement. Once his income stops coming from a steady paycheck, a large recurring housing payment feels like exactly the kind of obligation he’d rather leave behind before he gets there. What he doesn’t know yet is whether his…

