Informational purposes only, not financial advice — always do your own research. See our full legal disclosure for details.

Financial Calculators: Free Tools to Plan Your Money

Big money decisions get easier when you can see the numbers. Our free financial calculators show you what your savings, debt and retirement could look like.

Five Tools to Take Control of Your Money

Compound Interest Calculator

See how time and returns grow your savings with the compound interest calculator.

Credit Card Payoff Calculator

Build a plan to clear your balance with the credit card payoff calculator.

Mortgage Payoff Calculator

Find out how extra payments shorten your loan with the mortgage payoff calculator.

Platform Reviews & Comparisons

Choose the right bank, broker or app with our platform reviews and comparisons.

Retirement Calculator

Estimate your savings goal with the retirement calculator.

Use, Understand and Get Inspired

Every tool comes with a detailed guide that explains the formulas, assumptions and tax rules behind the results. A practical article then shows real scenarios and strategies. Finally, six real people share their stories: their situations, their problems and how the numbers helped.

Browse all tools and guides below.

  • Pay Off Mortgage or Invest a Settlement? How Tanya Decides

    By Jozsef Huszar • Updated: September 26, 2026 Pay off mortgage or invest? When a settlement lands in your lap, the numbers and your peace of mind both matter. Here’s how Tanya weighed them. Tanya has a lump sum in hand following a settlement, and she’s weighing two very different paths: the peace of mind…

  • How Herbert Weighs Using Savings to Pay Off His Mortgage on a Fixed Income

    By Jozsef Huszar • Updated: September 26, 2026 Wondering whether to pay off your mortgage with savings on a fixed income? A mortgage payoff calculator shows the real trade-off between monthly relief and the reserve you keep. Herbert manages his money carefully on a fixed income, and his mortgage payment is one of his biggest…

  • How Yolanda Decides Which Mortgage to Pay Off First Across Her Properties

    By Jozsef Huszar • Updated: September 26, 2026 Not sure which mortgage to pay off first? Here’s how one investor compared rates, balances and cash flow across her rental properties to find the answer. Yolanda manages several rental properties, each with its own mortgage — different rates, different balances, different cash flow implications. Figuring out…

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This article is for informational purposes only and does not constitute financial advice. We may receive compensation from our partners when you click on links or apply for products featured here; this does not influence our editorial opinions or ratings. For complete terms, see our full legal disclosure.