Retirement Planning: 401(k)s, IRAs, Annuities and More
The earlier you plan, the more freedom you have later. Learn how to save for retirement, choose the right accounts and turn your savings into reliable income.
Five Pillars of a Secure Retirement
401(k) Plans
Your employer’s plan may be your most powerful tool. Understand 401(k) plans and the match you could be missing.
Annuities
Turn savings into guaranteed income with annuities.
IRAs (Roth & Traditional)
Choose between tax-free growth and a tax break today with Roth and traditional IRAs.
Retirement Calculators
Find out how much you need with our retirement calculators.
Social Security
Know when and how to claim your Social Security benefits.
Learn, Compare and Get Inspired
Each category follows the same three steps. A detailed guide explains the legal, tax and practical rules in plain English. A comparison article then lists current options side by side. Finally, six real people share their stories: their situations, their problems and why they chose each approach.
Browse all retirement articles below.
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Roth vs Traditional IRA for Newcomers to the U.S.: How Consuelo Chooses
By Jozsef Huszar • Updated: September 16, 2026 Roth vs Traditional IRA for newcomers sounds like a foreign language at first, but the basics are simpler than the vocabulary suggests. Consuelo has always believed in saving for the future — that part isn’t new to her. What’s new is the U.S. retirement system itself, with…
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Roth vs Traditional IRA Before Retirement: How Arthur Plans
By Jozsef Huszar • Updated: September 16, 2026 Roth vs Traditional IRA before retirement is no longer just a contribution choice. It becomes a question of tax timing, catch-up contributions, and Roth conversions. Arthur is approaching retirement, and he’s started paying closer attention to something he mostly ignored for years: how his retirement accounts will…
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Roth vs Traditional IRA: How Megan Chooses Early in Her Career
By Jozsef Huszar • Updated: September 16, 2026 Roth vs Traditional IRA is one of the first big retirement decisions of your career, and your tax bracket today matters more than most people expect. Megan already contributes to her 401(k), and she’s ready to do more with her early working years — she’s just not…