Informational purposes only, not financial advice — always do your own research. See our full legal disclosure for details.

Retirement Planning: 401(k)s, IRAs, Annuities and More

The earlier you plan, the more freedom you have later. Learn how to save for retirement, choose the right accounts and turn your savings into reliable income.

Five Pillars of a Secure Retirement

401(k) Plans

Your employer’s plan may be your most powerful tool. Understand 401(k) plans and the match you could be missing.

Annuities

Turn savings into guaranteed income with annuities.

IRAs (Roth & Traditional)

Choose between tax-free growth and a tax break today with Roth and traditional IRAs.

Retirement Calculators

Find out how much you need with our retirement calculators.

Social Security

Know when and how to claim your Social Security benefits.

Learn, Compare and Get Inspired

Each category follows the same three steps. A detailed guide explains the legal, tax and practical rules in plain English. A comparison article then lists current options side by side. Finally, six real people share their stories: their situations, their problems and why they chose each approach.

Browse all retirement articles below.

  • How Edward Uses a Retirement Calculator to See What Today’s Contributions Really Become

    By Jozsef Huszar • Updated: September 25, 2026 A retirement calculator turns the contributions you make today into a specific number you can plan around, even while a mortgage and kids’ expenses compete for every dollar. Edward is juggling a mortgage, his kids’ expenses, and retirement contributions, all at the same time. Retirement is decades…

  • How Cynthia Uses a Retirement Calculator for a Simple, Honest Check-In

    By Jozsef Huszar • Updated: September 25, 2026 A 401k calculator gives you a fast, honest answer to one question: are you saving enough for retirement, or does something need to change? Cynthia set up her 401(k) contributions years ago and hasn’t touched the settings since. It’s been convenient, one less thing to think free-stock-screener-and-financial-insights,…

  • How Larry Uses Retirement Calculators to Know If He’s Actually On Schedule

    By Jozsef Huszar • Updated: September 25, 2026 A retirement readiness calculator tells you whether your savings are on schedule for your target retirement date, while there’s still time to adjust if they aren’t. Larry has somewhere between five and ten years left before retirement. That’s close enough that the date feels real, but far…

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This article is for informational purposes only and does not constitute financial advice. We may receive compensation from our partners when you click on links or apply for products featured here; this does not influence our editorial opinions or ratings. For complete terms, see our full legal disclosure.