401(k) Plans: Limits, Employer Match and How They Work
A 401(k) can be the easiest way to build wealth, especially when your employer adds free money. Learn how a 401k works and how to get the most from it.
Understand the Rules Before You Contribute
Our complete 401(k) guide explains 401k contribution limits, employer match, vesting schedules and the difference between traditional and Roth contributions. It also covers early withdrawal penalties, required minimum distributions and how to handle a 401k rollover when you change jobs.
Compare Your 401(k) and Rollover Options
Our practical 401(k) comparison shows how plan features, fees and investment choices stack up, and how a rollover to an IRA compares with leaving money in your old plan.
Six Savers, Six 401(k) Strategies
Young professionals, job changers and late starters all faced different challenges. Read their stories. Each has a dedicated page showing their situation, their problems and how they used their 401(k).
Browse all 401(k) articles below.
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401(k) Plan Comparison: Providers, Fees and Features
By Jozsef Huszar • Updated: October 25, 2026 Choosing where your 401(k) lives sounds simple until you learn that most of the price tag is set by your employer, not the provider. This 401(k) plan comparison looks at seven names you will meet: Fidelity, Vanguard, Empower, Charles Schwab, T. Rowe Price, Gusto and BlackRock. We…
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401(k) Plan Rules Explained: Limits, Taxes and Your Rights (2026)
By Jozsef Huszar • Updated: October 5, 2026 Knowing the 401(k) plan rules is the fastest way to turn every paycheck into tax-advantaged retirement savings. A 401(k) is the most common workplace retirement plan in the United States. It lets you set aside part of each paycheck, invest it, and receive tax advantages in return.…