Informational purposes only, not financial advice — always do your own research. See our full legal disclosure for details.

Financial Calculators: Free Tools to Plan Your Money

Big money decisions get easier when you can see the numbers. Our free financial calculators show you what your savings, debt and retirement could look like.

Five Tools to Take Control of Your Money

Compound Interest Calculator

See how time and returns grow your savings with the compound interest calculator.

Credit Card Payoff Calculator

Build a plan to clear your balance with the credit card payoff calculator.

Mortgage Payoff Calculator

Find out how extra payments shorten your loan with the mortgage payoff calculator.

Platform Reviews & Comparisons

Choose the right bank, broker or app with our platform reviews and comparisons.

Retirement Calculator

Estimate your savings goal with the retirement calculator.

Use, Understand and Get Inspired

Every tool comes with a detailed guide that explains the formulas, assumptions and tax rules behind the results. A practical article then shows real scenarios and strategies. Finally, six real people share their stories: their situations, their problems and how the numbers helped.

Browse all tools and guides below.

  • How Paulette Decides Whether to Use Her Inheritance to Pay Off Credit Card Debt

    Jozsef Huszar

    By Jozsef Huszar • Updated: September 26, 2026 Should you pay off credit card debt with inheritance money, or invest it instead? Paulette ran the numbers to find out. Paulette has an inheritance in hand and a lingering credit card balance in the back of her mind. She’s not sure which move makes more financial…

  • How Derrick Uses a Payoff Calculator to Plan Around Variable Income

    Jozsef Huszar

    By Jozsef Huszar • Updated: September 26, 2026 Want to pay off credit card debt with variable income? Start by replacing one fixed number with a flexible range. Derrick’s income swings up and down depending on the month, which makes a fixed payoff plan feel unrealistic. Some months he could pay a lot extra toward…

  • How Connie Maps Out a Payoff Plan After an Unexpected Expense

    Jozsef Huszar

    By Jozsef Huszar • Updated: September 26, 2026 A credit card payoff after unexpected expense doesn’t have to mean cutting everything else. Connie found a pace that fits her family. Connie didn’t plan on carrying a credit card balance. An unexpected expense landed on her card, and now she’s trying to figure out how to…

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This article is for informational purposes only and does not constitute financial advice. We may receive compensation from our partners when you click on links or apply for products featured here; this does not influence our editorial opinions or ratings. For complete terms, see our full legal disclosure.