Informational purposes only, not financial advice — always do your own research. See our full legal disclosure for details.

Retirement Calculators: How Much Do You Really Need?

Knowing your number turns a vague worry into a clear plan. Use retirement calculators to find out how much you need to retire and what to do next.

Understand What Calculators Can and Cannot Tell You

Our in-depth retirement calculator guide explains the assumptions behind every estimate, including inflation, investment returns, life expectancy, taxes and Social Security. Learn why results differ between tools and how to avoid the most common mistakes.

Compare the Best Retirement Savings Calculators

Our practical calculator comparison tests free tools side by side, from a simple retirement savings calculator to a full retirement income calculator and a 401k calculator. Choose the one that fits your situation.

Six People, Six Retirement Numbers

Different ages and incomes led to very different answers. See how six people planned. Each has a dedicated page explaining their situation, their problems and what their calculations showed.

Browse all retirement calculator articles below.

Subscribe to Newsletter

Get the Free Guide: Finding Your True North.

A plain-English map of your money options, from savings accounts and bonds to stocks and retirement accounts. Plus one smart money move in your inbox every week.

  • Find your financial starting point
  • See what each option can realistically offer
  • Spot the risks before they cost you

Finding Your True North free guide cover

Free. No spam. Unsubscribe anytime.

This article is for informational purposes only and does not constitute financial advice. We may receive compensation from our partners when you click on links or apply for products featured here; this does not influence our editorial opinions or ratings. For complete terms, see our full legal disclosure.